Know exactly who owes whom.

TrustLedger keeps every loan and shared expense between friends in one clear place. Lend, split a bill, settle with proof, and stay in sync, even when your signal isn't.

Free Works offline Rs (PKR) and Pakistan time Android 7.0 and up

From “I'll pay you back” to settled, in three taps.

Pick a part of the app to see how it looks.

9:41

Loans

My pending · 3
A
AzharOwes you · Lunch money
+Rs 2,500
PENDING
AB
Arslan BajwaYou owe · Mess bill
−Rs 1,250
AWAITING
Z
ZohaibOwes you · Book fund
+Rs 4,000
PENDING
AS
Ali SherPhone charger
Rs 800
SETTLED
A
AbubakarCancelled
Rs 300
REJECTED
HomeProfile
9:41

Weekend trip

Created by you · Equal split
Rs 12,000
Rs 6,000 of Rs 12,000 collected
A
AzharShare Rs 3,000
PAID
Z
ZohaibShare Rs 3,000
PAID
AB
Arslan BajwaShare Rs 3,000
AWAITING
AS
Ali SherShare Rs 3,000
PENDING
HomeProfile
9:41

Request settlement

Mess bill share · Arslan Bajwa
−Rs 1,250
Payment screenshot attached
Send request
Awaiting approval
Arslan Bajwa will review your proof and confirm.
HomeProfile

Built for money between people who trust each other.

Simple on the surface. Careful underneath.

Works without internet

Add a loan on a weak connection or none at all. TrustLedger saves it on your phone and uploads it automatically when your signal returns. Nothing is lost, nothing is entered twice.

Syncs on its own

Everyone sees the same numbers. Sync runs automatically while the app is open, and the status strip shows whether you're online and what's still waiting to upload.

Fair group splits

Equal splits are exact to the paisa, so shares always add up to the total. Prefer custom amounts? Enter them and the app checks the sum.

Proof of payment

Attach a screenshot when you ask to settle. The lender approves or denies, and the history stays on record.

Settle everything at once

See all loans and split shares with one person, check the total, and clear them together.

Checked on the server

Amounts, people and permissions are verified by the server, never trusted blindly from a phone.

Announcements

Important notices appear as a clear card on your home screen, with an inbox to read them later.

Private or public

Choose who can see each loan. Personal loans stay between the two of you.

Make it yours.

Nine accent colours, light and dark themes, and a choice of app icons. Tap a colour to preview it on this page.

Get TrustLedger

Install in under a minute.

TrustLedger is shared directly as an APK file, so Android asks you to allow the install once.

Download

Tap the download button and save TrustLedger.apk to your phone.

Open the file

Open it from your notifications or the Downloads folder.

Allow the install

If Android asks, allow your browser or file manager to install apps, then go back and tap Install.

Create your account

Open TrustLedger, sign up, add your email, and invite your friends.

Google Play Protect may show a notice because the app isn't from the Play Store. Choose Install anyway to continue. Later updates are delivered inside the app.

Questions, answered.

Is TrustLedger free?

Yes. There are no fees and no ads.

Does it move real money?

No. TrustLedger is a record-keeper. You pay each other the way you already do, then mark the loan as settled in the app.

What happens if I have no internet?

You can keep recording loans and splits. They're saved on your phone and uploaded automatically once you're online.

How do updates work?

When a new version is available the app tells you and updates from inside the app. Your data stays safe, and you never need to come back to this page.

Can other people see my loans?

Only what you choose to share. Personal loans are visible to you and the other person. Public ones are visible to the group.

Which phones are supported?

Android 7.0 and newer.

Something isn't working. Who do I tell?

Use Report a problem inside the app, or email muhammadali.cpp@gmail.com.

Keep every rupee between friends clear.

Download TrustLedger and start your first ledger today.

Download TrustLedger.apk

Android 7.0 and up